Quality, Affordable Health Care Starting at Just $68.67 a Month

Thank you to our friends at the Pennsylvania Health Access Network (PHAN) for putting these charts together. They provide a side-by-side comparison of the Affordability Provisions contained in the U.S. House and Senate health care reform bills, based on a family of three.

Premiums – The table compares premiums for subsidized families under the House and Senate bills.

Family Income		House Bill		Senate Bill
Income as % of FPL	Annual Salary	Annual Premium	Monthly Premium	Annual Premium	Monthly Premium
150%	$27,465	$824	$68.67	$1,263	$105.25
200%	$36,620	$2,014	$167.83	$2,307	$192.25
300%	$54,930	$5,493	$457.75	$5,383	$448.58
400%	$73,240	$8,789	$732.41	$7,178	$598.16

Out of Pocket Expenses – The table compares annual out-of-pocket maximums for subsidized families under the House and Senate bills.

Family Income		House Bill		Senate Bill
Income as % of FPL	Annual Salary	Annual out-of-pocket cap	Monthly out-of-pocket cap	Annual out-of-pocket cap	Monthly out-of-pocket cap
150%	$27,465	$1,000	$83.3	$3,867	$322.25
200%	$36,620	$2,000	$166.66	$3,867	$322.25
300%	$54,930	$8,000	$666.66	$5,800	$483.33
400%	$73,240	$10,000	$833.33	$7,733	$644.41

Overall Health Care Costs – The table compares the total potential health care costs (premiums plus out-of pocket caps) for subsidized families under the House and Senate bills.

Family Income		House Bill		Senate Bill
Income as % of FPL	Annual Salary	Annual Total	Monthly Total	Annual Total	Monthly Total
150%	$27,465	$1,824	$152	$5,130	$427.5
200%	$36,620	$4,014	$334.5	$6,174	$514.5
300%	$54,930	$13,493	$1124.61	$11,183	$931.92
400%	$73,240	$18,789	$1565.75	$14,911	$1242.83

Data comes from Community Catalyst and PICO National Network